SIP Calculator. Returns.
Project the corpus from a monthly SIP — see exactly how much you invest, how much the market adds, and watch the growth compound year by year.
What will your SIP grow to?
Set your monthly amount, expected return and time horizon. We'll project your corpus and chart the growth.
What is a SIP?
A Systematic Investment Plan (SIP) invests a fixed amount into a mutual fund every month. Because each instalment compounds for the time it stays invested, disciplined monthly investing plus compounding can build a substantial corpus over years — without needing to time the market.
Indian SaaS context: SIPs are the default wealth-building route for most Indian retail investors. Equity funds have historically returned ~10–12% annualised over long horizons, but returns are market-linked and never guaranteed. ELSS SIPs additionally qualify for 80C tax deduction.
Frequently asked questions
How is SIP return calculated?+
Each monthly instalment compounds for the months remaining until maturity, so early instalments grow the most. The standard formula is FV = P × [((1+i)^n − 1) / i] × (1+i), where P is the monthly amount, i the monthly return, and n the number of months. This calculator assumes investments at the start of each month.
What return rate should I assume?+
Equity mutual funds in India have historically delivered roughly 10–12% annualised over long periods, debt funds 6–8%. These are not guaranteed — markets fluctuate. Model a few scenarios rather than betting on a single number.
Is the corpus shown here guaranteed?+
No. The result is an estimate based on a constant assumed return. Actual mutual-fund returns vary year to year and can be negative in any given period. Use it for planning, not as a promise.