CAGR. Calculator.
Turn a start value, an end value and a time period into one honest number — the compound annual growth rate you can compare across any investment.
What's your annualised return?
Enter where you started, where you ended, and over how many years. We'll compute the CAGR and your absolute return.
How CAGR is calculated
CAGR = (final value ÷ initial value)^(1 ÷ years) − 1. It expresses growth as a single smoothed annual rate, ignoring the year-to-year volatility, which makes it ideal for comparing investments held over different periods.
Indian SaaS context: Use CAGR to compare mutual funds, stocks, real estate or business revenue on equal footing. Remember it hides volatility — two investments with the same CAGR can have very different risk.
Frequently asked questions
What is CAGR?+
Compound Annual Growth Rate is the steady annual rate that would take your initial value to your final value over the period — smoothing out the ups and downs into one number. It's the fairest way to compare investments held for different lengths of time.
How is CAGR different from absolute return?+
Absolute return is the total percentage gain regardless of time (₹1L → ₹2L is 100%). CAGR annualises it: that same doubling over 5 years is ~14.9% per year. Always compare CAGR, not absolute return, across different horizons.